Thursday, December 27, 2007

How To Legitimately Make Money With Coastal Vacation Opportunities

by C. Jennings

For several years Coastal vacation has been offering the successful home based business of direct sales and product advertising. Their product is part of the four trillion dollar travel industry. They deal in the sale of wholesale travel packages that include hotel stays, cruises and more. With a product that is in such high demand, there is profit to be made. This is a legitimate business that is built on a solid business model used by both pharmaceutical sales representatives and real estate agents. This is how Coastal directors are able to make commissions of $1000.00 per sale.
If you are unsure of your sales ability or comfort level you also have the opportunity to advertise for Coastal vacation and earn the same commission as sales associates. You are trained in advertising methods and provided with a fully functioning website that you run, which advertises Coastal vacations. All customer sales are completed through the call center provided by Coastal vacations. Once a sale is made and the client was directed from your site, you earn the sale commission. This opportunity includes no selling, no MLM, no prospecting, no inventory and no timeshares.

You can learn more about this opportunity through the official coastal vacation site. Here you will be provided with the full details on their business, their product and their job opportunities. You will see that the travel packages are full of enticing offers and based on well-known travel companies. You will see that you will receive training that sets you up for success instead of failure. You will have the tools and support that are needed to make your business succeed and earn the income that you dream of. On top of this solid job opportunity you also earn travel discounts for life.

Through product sales or advertising services you will work five to twenty-five hours per week and earn a gross profit of 85% on average. It carries a minimal risk factor and carries extensive tax benefits. Your income earning potential is unlimited. You earn what you put into your position. You can have the time, freedom and money that you want to have. You run your business for yourself but not by yourself, as you will have support calls and conferences to aid you in your career. You simply expose people to this home business solution and make a healthy income.

The top three reasons to choose this legitimate opportunity are:

1. You are offering an established, quality product that sells. You do not have to talk people into this product or opportunity. You simply provide information.

2. The membership pays for itself. Any amount of money you put into Coastal Vacation you make back with profit due to the successful business model used.

3. Tax benefits. You can save thousands on taxes by simply running your own home business through Coastal vacation.

You have the opportunity to earn $1000-$3000 per week and vacations for pennies on the dollar for life and it is an honest and legitimate business that you can run from your home. You simple visit the official Coastal vacation site, learn about this opportunity and begin your training. You will be on your way to making a legitimate income through Coastal vacation in a minimal amount of time.

About the Author
Cheryl Jennings is owner of MyGreatHomeEbiz.com and writes on a variety of subjects. To learn more about this topic Cheryl recommends you visit her blog located at: Unlimited-Web-Traffic.blogspot.com

Thursday, December 20, 2007

Advice on buying French Property

by John Everitt

Depending on the property and even the area of France, the laws on buying and selling Property in France can vary somewhat. Be careful with the capital gains tax, as this is chargeable on all second home sales owned for less than two years at a rate of 33% with a sliding reduction on profit percentages over a 20 years period. France has no restrictions on foreign property ownership.

Property Prices in France Guide Properties Range Varies, for example: From £10,000 for rural properties in need of renovation From £30,000 for apartments and studios From £50,000 for suburban properties From £60,000 for Ski apartments and chalets over £100,000 From £150,000 for South of France properties Locations in France France is divided into many regions and has a variable lifestyle.

Cost of Living in France
Although the general standards of living are quite high in France in areas heavily populated like Paris, Cote d'Azur, Riviera etc. Areas within rural communities tend to be a little cheaper to live in and as such are becoming quite popular with overseas buyers.

Buying property in France
Freehold residential property. Once an agreement on price is reached by both property buyer and property seller, a solicitor or notary will draw up a legally binding contract which both parties would sign. Normally a 10% deposit would be paid at this point (which would be held in a secure account until the completion). The property would be withdrawn from the market and the legal system would commence its checks etc. At this stage if the purchaser were to back out of the contract you would lose your deposit. Normally the final contract would be signed by both parties at the Notary's office and at this stage the deeds would pass to the buyer and the land registry updated. The balance of the property purchase price would be paid to the Notary who will then pay the vendor. You will need to provide the Notary with a copy of your birth certificate translated into French and, if applicable, a copy of a Marriage Certificate, also translated.

Lawyer
We recommend that you enlist the services of a French Lawyer or Solicitor in the purchase of your French Property, preferably one who speaks English. This will help to protect your interests in the property purchasing procedure. This will be in addition to needing a Notary who is mandatory for property purchases.

Fees
Expect to pay around 10-15% over the selling price; The Notary fee is around 3% Transfer tax is 7.5% (less than 1% for new properties) Registration fees around another 6%. The vendor should pay the Real Estate Agents fees.

Property Tax in France
Property taxes are levied on property plus residential tax for living as an owner - occupier or as a tenant (renting or not). Both are calculated on the average property rental values.

Mortgages
Normal lending criteria will allow you to borrow up to 80% from French banks or international mortgage brokers and should be declared at the time of the preliminary agreement. The normal repayment term can vary between 15 - 25 years depending on the lender. These guidelines are meant for guidance only and describe a straightforward purchase scenarios. However this information is not meant to replace proper legal advice, which we always insist you take.

About the Author
John Everitt is a consultant to Globespan European property portal. Please visit our estate agents directory and this France buyer's guide

Thursday, December 13, 2007

Advice on buying Czech Republic Property

by John Everitt

Geographically, the Czech Republic is located near the centre of Europe, and the country has been a member of the EU since 2004. This has helped to reassure some foreign property hunters, and a strengthening domestic economy is driving the demand for properties. The Czech Republic has a thriving tourist industry, though it is generally busier between May and September.

Average property prices: 1 bedroom apartment £65,751; 2 bedroom apartment £104,996 3 bedroom house £113,033 Since the Czech Republic's entrance into the EU in May 2004, purchasing Czech Real Estate has become more straightforward. Presuming that a house buyer will not be dependent on having to live in the center of Prague or other main Czech town centres, then the best locations in respect to low prices and good real estate deals are about 40 to 60 km from any main town. Even better deals can be found in the many small villages that constitute the mainstream make-up of the Czech Republic if one is considering buying a retirement home.

Young Czechs are abandoning the smaller villages opting for better job opportunities in the big towns so there are many a great real estate deals to be found in smaller Czech villages as opposed to town centres. When selling a property usually the proceeds will be subject to a transfer tax of 3 percent. These guidelines are meant for guidance only and describe a straightforward purchase scenarios. However this information is not meant to replace proper legal advice, which we always insist you take.

About the Author
John Everitt is a consultant to Globespan European property portal. Please visit our estate agents directory and this Czech Republic buyer's guide

Friday, December 7, 2007

Advice on buying Belgium Property

by John Everitt

Belgium is situated at the western edge of Europe, bordered to the north by the Netherlands, to the east by Germany and the Grand Duchy of Luxembourg and to the south and the west by France. Belgiums' location has made it the economic and urban nerve centre of Europe. The climate is generally mild and changeable. Languages in Belgium Linguistic and culturally, Belgium has three Communities today, based on language: the Flemish Community, the French Community and the German-speaking Community. Belgium has recently increased in popularity for foreign ownership due to the head quarters of the E.U being based at Brussels.

This has resulted in rising property values, especially close to Brussels, although less expensive property can be found in the countryside. There are no restrictions on Foreign Ownership. Real Estate Prices in Belgium Range varies, for example: From around £170,000 for a villa / house From around £60,000 for a flat / apartment From around £130,000 for a Maison de Maitre/Townhouse

Locations for buying real estate in Belgium Antwerp is the largest Belgium city with a population of 500,000. Brussels is popular with government workers, to the East, being popular for young commuters and residents. East and West Brussels tend to have larger English speaking areas. Living Costs in Belgium Living standards are high in Belgium. Freehold property near to Brussels is generally twice the price compared to the U.S equivalent property.

Buying real estate in Belgium A sales agreement is binding from day one - the notary will issue a deed which completes the sale. Put your signature under a sales agreement and you have to come up with the Euros - it is often misunderstood that if you sign a sales agreement with a 10% advance payment (common practice) that you can get out of it if your loan isn't approved or that you only lose 10% if you don't go ahead with the deed after all. Make no mistakes - you are owner the moment you sign the sales agreement! If you sent a proposal, the moment it has been counter signed by the seller for the agreed purchase price, you are officially the owner of the property. All particularities, including loan approval, building or renovation permits, etc, have to be mentioned as a suspensive condition in the sales agreement. In such case it is also advisable to hand over the advance payment to the notary, another common practice, who will keep the money until the signature of the deed (which doesn't allow any suspensive conditions).

The property transaction should always be officially registered with the governmental authority within four months of conclusion. Solicitor / Lawyer A Belgian solicitor/lawyer or notary should be used to draw written contracts for submission to the public notary. Fees The costs involved in buying real estate/property in Belgium are generally quite high. Property registration should incur duty of 12.5% for land and buildings is payable by the buyer. V.A.T is charged at 21% on buildings less than two years old with the same rate applicable for the renovation of old buildings. Notary fees will cost between 0.1-0.5% of the properties value. V.A.T is also applicable for foreign Real Estate investments at the relevant rate of their country.

Property Tax Tax is payable on the deemed rental value of the property which is dependent on the location and use of the property as set in the "Cadastal Register". National rates are between 1.25-2.5% and municipal and provincial surcharges also apply. Mortgages Mortgages are available from various banking and mortgage providers. Repayment terms and the rights of the mortgager will be agreed within a written contract before a sale is agreed. Capital Gains tax is chargeable on all income from the sale of Real Estate which includes non-resident companies and is liable at the basic rate, which would be 40%. These guidelines are meant for guidance only and describe a straightforward purchase scenarios. However this information is not meant to replace proper legal advice, which we always insist you take.

About the Author

Friday, November 30, 2007

Advice on buying Austrian Property

by John Everitt

Austria is located in central Europe; it joined the European Union in 1995 and entered the European Monetary Union in 1999. Up until Austria's entry in to the EU there had been a number of restrictions on foreigners owning homes in Austria with permission needed from local authorities.. However, these laws are to be reviewed to fall in line with the rest of Europe. When considering purchasing a property in Austria it is a must to remember that overall the costs associated with property in Austria are higher than any other country in Europe.

In addition, the cost of living in Austria generally is higher than any other country in Europe at the present time. Property Prices in Austria Guide Prices vary, for example: From £50,000 to £79,500 for a studio apartment From around £70,000 to £93,500 for a 1 to 2 bedroom apartment From £80,000 to £111,000 and up for a 3 bedroom apartment Detached homes from £180,000 to £250,000 Where to buy Austria boasts some of the best ski areas in Europe and as such these areas are popular with foreign buyers, especially as holiday homes. The main areas of population in Austria remain around the Innsbruck, Salzburg and Vienna regions which make up about 70% of the total population. Fees payable The standard usually works out at approximately 10% of the sale price; Property transfer tax of 3.5% Notary fees around 3-4%. Property registration around 1% Stamp duty 0.5-1% Land registry fees averaging a payment of around £300 to £420.

Taxes Will be between 0.5-1% of the properties assessed value and should be lower than the market sale value. Wealth tax of 1% of your net worth irrespective of your resident status is charged for Austrian property owners. Finance Can be arranged through either international brokers or from an Austrian bank for both residents and non-residents with variable interest rates and payment terms being available.

These guidelines are meant for guidance only and describe a straightforward purchase scenarios. However this information is not meant to replace proper legal advice, which we always insist you take.

About the Author
John Everitt is a consultant to Globespan European property portal. Please visit our estate agents directory and this Austria property buyer's guide

Tuesday, November 27, 2007

The Magic Words of Career Estate Real Travel

By Washington Stoker

One of the hottest careers available is that of real estate and travel. This is the type of vocation that can have a person looking near and far to find the right property for their clients. If one were to look up career estate real travel on the internet, the number of listings for real estate careers would quite literally number in the millions. This is because owning property is not only a goal for many people, the chance to do so has never been more of a reality than now. With a fertile real estate market, there is a large majority of individuals who have decided that now is the time to make their dream a reality.

This means that there is no better time than now to have a real estate career. When looking up career estate real travel on the internet, one is likely to find just the prospects they have been looking for. Career estate real travel brings up companies all over the world that are looking for prospective employees who are ready and willing to train for an exciting real estate career. The licensing requirements for a real estate career will greatly depend on where an individual plans to sell property. Most states and countries have their own guidelines for becoming a real estate agent.

Many who consider a career in real estate are sometimes concerned by the cost of getting licensed. However, a number of real estate companies provide tuition assistance or may even pay for classes on the whole. The student then works for the real estate company after graduation reimbursing their tuition via future property sales. One is likely to find many companies that do this by looking up career estate real travel on the internet. While having a company pay up front for tuition and fees reduces financial burdens it also means getting on the fast track to a successful real estate career.

After looking up career estate real travel, finding a company that offers these options can put one well on the way to their new real estate career. Whether opting to sell locally or worldwide, this type of career is perfect for those who enjoy helping others make their dreams come true. Buying or selling property is often stressful and requires someone who can take control of a situation and make clients feel happy and secure. It also requires an individual who is genuinely ethical and who pays attention to current laws and guidelines at all times. These things together are what will lead to a real estate career with high earning potential.

Washington Stoker invites you to check out ways of earning an online income from Public Domain material: http://www.pdriches.net And from AdSense: http://www.livingfromadsense.com

Friday, November 16, 2007

Real Estate School

by Anne Peterson

With the economy where it is today, there is no better time than now to get involved with real estate. In order to sell real estate with a company, you'll need to have your license - which is where a real estate school can help you. As you may know, buying a home involves many different decisions about where you will live and for how many years. Along with geographical decisions, it will often have implication for your financial future as well.

For this very reason, almost all home buyers will enlist the services of a real estate broker or agent to help them make those types of decisions. A real estate agent is someone who is licensed by their state to handle the sales of real estate, while a real estate broker is also licensed by the state, but who has the overall responsibility for the actions of a real estate agent. To determine the value and fair market retail of a home that is for sale, a real estate agent may enlist the services of a real estate appraiser.

No matter what you state you happen to reside in, you can find a real estate school to help you obtain your license. Those of you who are time restrictions or don't like to travel too far from home, can get your license online. A real estate license doesn't require a lot of time, yet it will help you get your foot in the door when it comes to the vast world of real estate. Real estate agents, brokers, and appraisers make really good money, and generally get a commission on each house they successfully sell.

If you've been looking for a career that will give to you what you put into it, real estate is the career for you. Even if you have no experience with real estate, a real estate school can give you all of the training you need. Then, when the time comes to buy your own home, you can do it yourself. Knowing the real estate market and knowing what to look for can save you a ton of money when buying your own house or property.

About the Author
The author's website is Brandon Routh. Any or all parts of this article may be reprinted in any form, as long as there is a link to the website.

Saturday, November 10, 2007

Discover China: A Special Preview


by Vinnie Apicella

While the Chinese government has kept its currency, the Yuan (RMB), virtually pegged to the U.S. dollar for the past decade, the U.S. and other trading partners say that the rate is too low and gives Chinese exporters an unfair price advantage. While this has been and remains a point of contention with the many global powers, in July 2005, China had taken steps to loosen this peg by tying it to a basket of foreign currencies and allowing it float, at least marginally. So while this may continue to plague global businesses, it does still benefit the cost-conscious consumer so long as the "Made in China" label continues to prevail. One dollar is now equal to approximately eight Yuan.

But progress continues to be made, if slow and steady. In April 2006, the Chinese government said it would allow companies and individuals to invest overseas for the first time. The decision to let foreign currency flow out of China could eventually reduce pressure on the government-controlled exchange rate of the Yuan and step further toward making it a freely convertible currency. Until now, China has required companies to sell the government most of their foreign earnings and obtain approval to invest overseas.

"To Get Rich is Glorious" -Deng Xiaoping (1978)

Well there you have it...and then the floodgates opened.

Astounding development can be seen in many Chinese cities, but to try to even come close to covering that much ground in a single report would require a mind-boggling amount of research and analysis and countless hours worth of travel time. It would be impractical and inefficient to say the least. China is a huge country, third behind only Canada and Russia in landmass, but first in total population, and in spite of possessing a sizeable amount of uninhabitable land, we can be assured that by focusing on such major cities as Beijing, Shanghai and Xi'an, the overall effects of the country's expanding markets and capitalistic intent will resonate outward from there and reach all of its 23 provinces in due course.

Chinese real estate has made headlines again and again the last several months. From one city to the next there is evidence of new building, from modern day public transport hubs to hundreds of new high rises. While Beijing and Shanghai, as China's two largest cities, lead the way, there has been and will be a spillover effect as many additional cities expand and experience the effects of a population crunch from millions or rural Chinese seeking to relocate to improve their living conditions. And as that happens, we'll be there to cover it. Not familiar yet with cities such as Guangzhou, Xiamen, Chengdu, or Wuxi? Odds are you will be soon enough.

While the country's capital, Beijing, continues to undergo its own profound transformation to prepare for new residents, it has a vested interest on a global scale as it readies for the 2008 Olympic Games, among the most proud moments in the country's storied history. Beijing's leadership has committed to making the Olympic event a "Green Games" and as environmentally friendly as possible. While some 700 miles to the south is Shanghai, China's version of Paris...or London or New York, with some 4,000 skyscrapers already erected and thousands more on the horizon...literally. And then there is the World Expo hosted by Shanghai in 2010 not to mention a couple of internationally renowned theme parks on the way. China has more than 170 cities with a population in excess of one million, so suffice it to say, the cities are simply trying to stay ahead of the race.

All this discussion about China's transformation and future changes should in no way discount all that China, the country, has to offer and its supreme ranking as one of the world's greatest natural and architectural achievements. For example, did you know that the biggest ancient building complex in the world is situated in Beijing? Or that the largest public square in the world is Beijing's Tiananmen Square? What about the longest man-made architecture in the world...The Great Wall; or the earliest and longest man-made canal...the Beijing-Hangzhou Grand Canal. The oldest tree, the greatest canyon and the highest plateau in the world are all found in China.

China is indeed a country of natural splendor, from the majestic Himalayan Mountains to the mighty Yangtze River, the land is as broad and diverse as the culture that defines it. And there is no better place to experience the country's magnificent traditions and the exciting evolution taking place than right there in the center of it all. The first step is essential. Book your flight, make like a tourist and see for yourself.


About the Author
Vinnie Apicella is a Columbia educated writer, editor, international traveler and investor. He has recently created Vinnie's World, which offers business consulting and property sales in select emerging market locations, including China. For more information on Discover China, visit http://www.vinniesworld.com

Monday, October 29, 2007

Andorra Skiing Set To Fly With New Airport

by Paul la Vella

A boost in the number of people flying into a new airport close to an established tourist destination will normally mean a jump in tourism - but when the established airport is nearly three hours away and the new one fifteen minutes it's almost bound to see a higher than normal increase in tourism.

And that's exactly what is happening to Andorra, the tiny tax haven set in the European Pyrenees, and home to some of the best ski runs in Europe.

Up to now a drawback that Andorra has had is the distance from a major airport, two and a half hours drive to Barcelona in Spain or Toulouse in France, with some ski holidays starting with a night in one of the Barcelona hotels before setting off for Andorra.

But that is set to change with agreement for an aiport to be built just fifteen minutes drive from the Spanish / Andorra border.

As well as the extra ski tourists the new airport will impact Andorra as a tax haven. Andorra and the more famous Monaco are Europe's leading tax havens, with residents enjoying the benefit of no income tax. Property prices in Andorra are less than a third of the price of Monaco's.

Commenting on the new airport, one Andorra estate agent who specialises in Andorra property for sale thinks that the prices of Andorra properties will rise.

'At the moment Monaco has the advantage of being ten minutes away from an international airport by helicopter, while Andorra is over two hours. With that advantage gone we anticipate more people considering a tax haven will consider Andorra, with a resulting appreciation in real estate prices.'

Property in Andorra has risen an average of ten per cent a year in recent years, with three streams of buyers - the local market, buyers for ski holiday homes who are often on a Crystal Ski holiday and like Andorra enough to buy a holiday home, plus those looking for a tax haven.

The airport is to be located in Seu d'Urgell, and the first flights are anticipated to be in 2010 or 2011, with a runway of 4,500 feet - not long enough for some medium range aircraft, and it is likely that most commercial airlines using the airport will be 60 to 80 seaters, plus private jets much favoured by the wealthy who might now consider Andorra as a viable tax haven.

As well as being welcomed by the property business in Andorra, a new airport has been greeted enthusiastically by the skiing industry.

Ski Andorra companies have upgraded facilities in recent years, and Andorra often competes as a top ski destination in Europe, with well known ski companies like Crystal Ski operating holidays for the British market.

In the last decade the number of tourists for the Andorra ski holiday season has topped ten million visitors a year, and the ski industry is an important part of the country's economy, with the government investing in new infrastructure to help tempt visitors back for skiing for repeat visits.

However last year was the worst season for decades as the snow, which normally falls from end October, didn't arrive until mid March, and the first drop in the number of ski holidays in Andorra being sold by British and other European travel agents dropped from the previous ski season for some years.

The new airport cutting travelling time from the UK, one of the Andorra ski holiday's main markets, could boost the occupancy levels of hotels in Andorra significantly.

'When people are considering a ski holiday in Andorra', comment one travel guide, 'At the moment to reach Soldeu, one of Andorra top ski villages, it's two and a half hours from Barcelona to the capital la Vella, and then another twenty minutes on top of that - nearly a three hour trip after a flight. Cutting down resort arrival time from three to one hour will be enough to influence some people's decision on where to visit.'

Recent investment by the government has reached several million Euros designed to keep the country in line with other European winter destinations, and intended to make Andorra a natural choice for the ski and snowboard fraternity, the addition of an airport close to her border could help ensure that.

2011 can't come soon enough for Andorra and the ski resort of Soldeu and Pas de la Casa.

About the Author
For holiday information about Andorra, including the hotels and ski holidays visit YourAndorra.com

Sunday, October 14, 2007

Why Buy Real Estate in Egypt?

by Rhiannon Williamson

Egypt may seem like an exceptionally unusual choice as a location in which to invest in real estate - sure, it's a great vacation location with its 7,000 years of history, its near perfect year round climate, stunning beaches and beautiful diving...but what does it have to offer someone wanting to invest in real estate as a commodity?

The answer is - Egypt is actually fast moving from being an emerging real estate market place to a well established one because the levels of foreign direct investment into the real estate sector have increased based on some excellent fundamentals.

For example, Egypt is now considered to be a politically stable country and one that is absolutely pro-western, meaning that an investor can be confident in the political stability, will and vision of the nation. Next up, the economy in Egypt is going from strength to strength. According to The Economist magazine GDP grew by 5% in 2005, almost 7% in 2006 and is on target for over 7% growth in 2007.

A strong economy gives confidence to investors as well - but it also means local people have more buying power which creates the perfect environment for house prices to rise in value and an investor's real estate assets to appreciate.

Aside from these excellent foundations on which an investor can build confidence there are some travel and tourism angles you might like to consider when thinking about whether Egypt is worth a closer look as a place to invest your hard earned dollars into immovable property.

First up there's excellent statistical news and data from the World Travel and Tourism Council, they say Egypt is on track for enjoying 21.4 billion US dollars worth of economic activity from the tourism market in 2007 and that the nation's travel and tourism growth rate is expected to hit almost 8% this year before averaging around 5 and a half % per annum until 2017.

Clearly there will be massive rental demand for accommodation that a property investor who buys well located real estate can benefit from. Boosting this demand is Egypt's exceptional climate and the fact the nation is now cheaply and swiftly accessible from Europe and the UK thanks to cheap flight operators.

Finally, if you want more reasons why to buy real estate in Egypt think about the fact there are no capital gains or death/inheritance taxes in Egypt and the government has now made it easy and safe for foreign buyers to own a home or multiple real estate assets in Egypt and surely you have enough evidence to support taking a closer look at the Egyptian property market.

About the Author
Rhiannon Williamson writes about property investment worldwide, to read more about property investment in Egypt visit her site http://www.amberlamb.com

Thursday, October 11, 2007

Brazilian Real Estate The Talk of The Town

by Nicholas Marr

Overseas property investors have seen the potential of Brazilian real estate and savvy investors are in search of new areas in Brazil ripe for investment. One such area is Touros Brazil.

Brazil Property is the talk of the town with leading financiers ranking Brazil amongst the top 5 world economies by the year 2050. As one world largest countries, with a current population of over 180 million, Brazil s economic potential is enormous. The optimism is based on current availability of cheap labour and materials, coupled with undervalued real estate.

The village of Touros in the Brazilian state of Rio Grande do Norto is seeing some new development that will make it a prime location for international real estate investors. Located about 70 kilometers north of the city of Natal, this town is quickly becoming a destination for travelers and home buyers looking for pristine beachfront property in Brazil.

Touros is distinctive with clean and tidy the streets and a well kept town. Travelers call Touros 'the real Brazil' The town benefits from a Diving Centre, Aqua Park and Quad-Biking centres several Golf Courses currently under construction.The road from Natal to Touros is a straight road called the BR101, which runs from Touros down to Rio.

The weather in this part of the country is warm and dry. Rio Grande do Norto is located in the Southern Hemisphere, so the nicest months to be here are during the north's winter, which makes it an excellent choice for a holiday or second home. Even during the winter months of July and August, temperatures still average around 24ºC, which makes it plenty warm enough to enjoy.

Getting to this part of Brazil is fairly easy, and about to become even easier when a new airport opens. The current airport for Natal, August Severo International Airport, serves both domestic and international flights. There are direct flights here from several European cities, and connecting flights daily from major Brazilian cities. From the airport it is just about an hour's drive north to Touros.

The World Tourism Organisation (WTO) reports that Brazil received 5.4 million tourists in 2005, which was nearly a third of all the tourists visiting South America as a whole during that year. This generated US$3.9 billion in foreign currency exchange from tourists. By 2006, tourist figures in Brazil had reached an impressive 6.3 million. The WTO predict strong performance for travel and tourism demand in Brazil for 2007, growing at a rate of 7.2%.

All looks good for investors heading to buy property in Brazil

About the Author
Nicholas Marr is the CEO of Marr International Ltd the company behind property websites http://www.homesgofast.com and Brazilian property website at http://www.brazilian-homes.com/

Monday, October 8, 2007

8 Travel Tips for Buying Real Estate in Costa Rica

by Stacey Crevoiserat

When traveling to Costa Rica in search for real estate, there are a number of travel tips you'll want to keep in mind before you leave home. Costa Rica is a beautiful place and can be the perfect location for your first or second home, so let's make sure you're ready and answer a few questions first time visitors usually have.

1. Be Prepared For the Weather! Costa Rica is definitely a tropical country; the average annual temperature for the majority of the country is between 71 and 81 degrees Fahrenheit. The yearly climate is divided into two seasons: the dry season, which is from January through May, and the rainy season, which runs from May to November/December. Some areas receive as much as 18 feet of rain a year!

2. Do I Need A Visa? Costa Rica welcomes tourists and locals typically have a very friendly attitude towards visitors. But first we have to make sure you'll get in! Most visitors are free to stay in Costa Rica for up to 90 days without a visa (you will of course need your passport). Travelers from The United States, Spain, Canada, Germany and Austria are included. If you are not from one of the previously mentioned countries please check this completed list.

3. How Long Will It Take To Get There? Costa Rica is actually very close to the United States, making it a prime location for Americans to have a vacation home or to invest in real estate. A flight from Miami to San Jose is only two and a half hours. It's actually even shorter then a flight from N.Y. to San Jose, Costa Rica, then from N.Y. to California!

4. What Airports Are In Costa Rica? Costa Rica currently has two international airports, San Jose's Juan Santamaria in the Central Valley, and Liberia's Daniel Odouber in the Northwest region.

5. Is it necessary to speak Spanish? The primary language in Costa Rica is of course Spanish, however it's not totally necessary that you speak the language. Although we do highly recommend it to be able to get the full experience of being in another culture, most tourist areas are generally English speaking and quite easy to communicate and get around in.

6. What Should I Bring? Packing for such an adventure is very important, you want to make sure you have all of the proper amenities to have a successful and enjoyable trip. Some of those things include: a. Passport, drivers license, cash and traveler's checks b. Both beach sandals and hiking/walking shoes, Sunblock, bug repellent, and sunglasses c. T-Shirts, including a long sleep shirt to protect you from sunburn, both pants and shorts, jacket, baseball cap, and a bag of some kind to keep wet clothes. d. Extra batteries and film for your cameras, (these may be hard to find in Costa Rica)

7. Taking Photo's In a Tropical Climate. Costa Rica is very humid, so even when it's not raining there is plenty of moisture in the air. This often puts visitors camera equipment out of commission. Costa Rica is an absolutely beautiful place to visit and there will be countless photo opportunities on your trip regardless of what kind of visit you have planned, whether it be hiking, site seeing, or real estate shopping. So it's not a bad idea to first make sure your camera can handle moist environments. Buying a waterproof case for your equipment isn't a terrible idea.

8. The Costa Rican Property Market. More and more American, European and Canadian investors are being attracted to the real estate market of Costa Rica. It's a very attractive alternative to the volatile, insecure, and expensive domestic property markets. Land and housing prices in Costa Rica are very affordable, even with the recent real estate boom the prices are yet to reach anywhere near that of the US, UK, or Canada. For further information about buying real estate in Costa Rica, visit http://www.beachclubcostarica.com/

About the Author
Search Optimization Writer for NewSunGraphics

Wednesday, September 26, 2007

Golf Real Estate: For the Love of the Game

by Cyndi Gerken

Since 1456, when the first game was recorded in Edinburgh, golf has been creating some of world's most loyal fans and devotees. But we've come a long way from that crude beginning where players spent their time hitting a rock around on the craggy moors with a well-shaped stick. The Journal of Sports Sciences reports that there are now 30,000 golf courses and 55 million people who play golf worldwide. Over the centuries, players traded in the well-shaped sticks for drivers, irons, wedges, hybrids, and putters. We now have professionally designed courses, state-of-the-art gear, international tournaments and celebrities. For those who really love the game however, perhaps the greatest modern golf invention is the golf community: a place to call home where the whole neighborhood celebrates the game as seriously as players do.

These communities offer the best professionally-designed courses all within a three iron/driver's distance from your front lawn. Often attracting celebrities and professional golf players, the challenging courses will test even the most experienced golfers. Still, there's enough variety in the courses to keep both avid and amateur golfers entertained. Residents don't need to be semi-pro, nor do they have to dumb it down. A range of challenges will keep it interesting for everyone - so feel free to invite your favorite non-golfing friends and relatives over. They might catch the bug too and end up as your neighbors!

With expansive greens and manicured fairways, golf communities offer residents generous and peaceful landscapes, a chance to get out and get active and social opportunities not present in many modern communities. Let's face it, getting out on the green is good for you. Whether you're doing the whole 18 or you're just out for a quick 9 holes before running an errand, walking the course is an excellent way to relieve stress, stay in shape and keep your mind sharp.

Fortunately for most, a huge portion of American golf real estate is found in locations where the weather's good all year round giving golfers time on the links even in December. This is great news for most players who know that once you've caught the bug, love of the game persists in spite of calendars. Regardless of skill level, devoted golfers can make it out whenever the time is right for them, "hitting the greens" as much as possible without weather interference or long distances to travel.

With the enduring popularity of the sport, it's not surprising that golf real estate is also popular. With no shortage of people to play with and all the amenities of a luxurious country club, homes in golf communities will remain a good investment for years to come. Gated security, spas, pools, pro-shops, and communal areas add to both the community spirit and luxury of the lifestyle. But make no mistake, bells and whistles aside, these communities will always hinge on the one thing residents never tire of - the love of the game.

About the Author
Cyndi Gerken is a Rancho Mirage realtor dealing exclusively in Thunderbird Golf Real Estate. Visit him at www.thunderbirdonly.com to search golf properties in Southern California.

Wednesday, September 19, 2007

Real Estate in Andorra - The Euro Tax Haven Threat


By Roger Munns

Both Monaco and Andorra’s property prices have seen a levelling off this year, according to Tribune Properties, but say this can be explained by factors other than the new EU directive. Tribune say that in Monaco the passing of Prince Rainier earlier this year cast a shadow over the Principality, while in Andorra the local market has slowed as Andorrans struggle to keep up with the price of property, fuelled by buyers from around the world seeking residency.

..
Two other factors have contributed to the slow down in the first half of the year which could be reversed in the second half – the absence of UK buyers awaiting the outcome of their election in May which saw the Labour Government returned for a historic third term with Tony Blair as Prime Minister and possible tax rises in the pipeline, and buyers holding US dollars who were hit by the rise in value of the Euro – which has now peaked following the EU Constitution ‘No’ votes in France and The Netherlands in June.

.. Both Andorra and Monaco require new residents to live there for six months a year to maintain their residency (but Andorra doesn’t police this once residency is granted).

Andorra property prices start from just over 200,000 Euros for a one bedroom apartment, while Monaco is more expensive with one bedroom apartments from around 600,000 Euros.

Tuesday, September 11, 2007

Travel real estate: Why the Talk about Panama Real Estate?

by Laurie Cooper

From news reports to travel magazines, there has been a lot of buzz lately about real estate in Panama, South America. More and more Americans are choosing Panama not just as a travel destination, but as a second home or retirement destination. Not the typical Latin American country, Panama boasts excellent medical care, modern roads, and a communication infrastructure comparable to that of the United States while maintaining a lower cost of living. Here we examine some of the reasons Panama real estate is on the rise, and increasingly chosen as the ideal setting by Americans looking to invest in a vacation or permanent home.

A significant contributor to Panama's popularity as a site for real estate development is its stable economy. The U.S. dollar has been the legal tender of Panama for over one hundred years, though in Panama you will hear the dollar called the Balboa. The use of U.S. currency eliminates the hassle and risk associated with currency exchange for Americans, and gives them a convenient and comfortable means of purchasing goods and services in Panama. The famous Panama Canal is a mainstay in world commerce, and provides the country of Panama with worldly status, steady revenue and jobs for its people. The consistent flow of revenue generated by the canal gives the Panama economy stability even during times of uncertainty in other parts of Latin America. With a multibillion dollar expansion of the canal planned in coming years, the strength of Panama's economy is not expected to decline anytime soon.

Panama has numerous programs in place to encourage investments in real estate by foreigners. Foreign Panama real estate investors are given the same rights and protection as native investors in Panama under the Investment Stability Law, and tax benefits are available for new investments by foreigners. Special discounts and other incentives are given to foreign retirees who relocate to Panama. Additionally, Panama does not collect taxes from residents on foreign earned income.

Aside from its economic and legal benefits, Panama is a beautiful, natural paradise that has enticed many travelers to make the permanent move to Panama for years. From a city condominium in the midst of the bustle to a serene, remote beach property or getaway in the mountains, Panama offers variety of affordable real estate options to suit all personalities and lifestyles. The experience of one visit to Panama is enough to understand firsthand why so many people continue to visit, move to and invest in Panama.

About the Author
About the Author: Laurie Cooper, of Cpanama Real Estate Corp., is an expert on Panama real estate. For more information, please visit http://www.cpanama.com

Friday, August 31, 2007

Costa Rica land has so many exotic and alluring locales that it can be hard to select the ideal spot

by Nick Halverson

The easiest way to select the vacation spot is to know which are the most popular regions in the nation. After that just decide what sort of Costa Rica vacation you want to have. Arenal which is located in inland Costa Rica, is fabulous. The Arenal volcano is located as well as Lake Arenal and Arenal National Park. You can boat, canoe, horseback ride or even windsurf. The highlight still remains is the adventure of the volcano. There are plenty of hotels nearby that provide great views of the Arenal National Park.

Guanacaste is the place for sunbathing on Costa Rica beaches. One of the drier areas in the nation. Suba diving, snorkeling, surfing and fishing. You even have the chance to visit the nearby Santa Rosa National Park. Puntarenas is the love for tourists who want the best of both worlds. The parties and the relaxation of home. The Osa Peninsula offers you the relaxation of nature. The hotels near Jaco Beach will give you taste of the party life. Both Corcovado National Park and Manuel Antonio National Park are great places for nature lovers. San Jose, Costa Rica will immerse you in Costa Rican culture than any other region. The city being the nation's capitol is busting with all that you would expect from a major city. Great stores for shopping, restaurants for eating, and on your relaxing days the Jade and Gold Museums. Horseback riding, biking, hiking and white water rafting tours originate from San Jose. Another plus is the coffee plantations.

Tortuguero is a prime location for relaxing at a beautiful Costa Rica beach. This is Costa Rica real estate on the Caribbean side. Tortuguero National Park, one of the nation's most exotic all encompassing nature reserves is truly a treat. Costa Rica land is the best place for a vacation. Wherever you go in the nation, there is something for everyone.

About Paradise Brokers Paradise Brokers is simply wonderful. Paradise Brokers is developing paradise in Costa Rica as a full service real estate development and property management company. They have the expertise to make all travel, lodging and tourism arrangements and will provide transportation within Costa Rica to view your property. And get this, the program comes with 100% money back guarantee. Investors now can obtain developed land at undeveloped prices in the South Pacific coastal region. Parcel choices range from golf course lots with ocean views to mountain, river and waterfalls to beautiful coastline property with available finance.

Contact: Paradise brokers www.paradisebrokers.com is waiting to hear from you. Call 1-877 CRLand1, (1-877-275-2631 or in Dominical Costa Rica call 506 787-0181. "We didn't create paradise, we made it accessible" says Nick Halverson Chief Operating Officer.

## Costa Rica land, Costa Rica beaches, Costa Rica real estate, Costa Rica beach, Costa Rica vacation, Arenal volcano, Arenal National Park, Guanacaste, Santa Rosa National Park, Puntarenas, Corcovado National Park, Manuel Antonio National Park, San Jose, Costa Rica, Costa Rica's Pacific coast, Tortuguero National Park This Press Release has been submitted by PREasy.com

Friday, August 24, 2007

Travelling in Style with Estate Agents

by Kurt Schefken

When you are trying to plan a vacation it can often be extremely stressful and there is usually always something which you have forgotten. You need to book the hotel, the accommodation, the flights, a hire car if needed and you also need to know what you are going to do and where you are going to go whilst you are there. It really is a demanding task and that is why many people choose to get the help from travel agents.

However, finding the right travel agency to suit your needs can often be a nightmare. So just how do you find the right travel agent to suit you?

Choosing a Good Travel Agent

The main reason why people choose to use travel agents is because it is easier than planning everything yourself. However there are other benefits that come with using a travel agent and one of those includes that they often know what deals are available at the time. They can plan things for you which you didn't even know existed. They can also get you cheap flights and other cheap deals too. So, if you want to really enjoy your holiday, it may be advisable to go with a travel agent to see what they suggest.

The only way to really find the best travel agents for you is to do your research. You will need to compare a number of different companies and perhaps ask friends and family who they used for their holidays. The internet is also a good tool to use to find all of the travel agents in your area. Ideally the right travel agent will attempt to get to know you, your needs and what you are looking for in the perfect holiday.

Another point to consider is whether the travel agent is a member of the American Society of Travel Agents. This is basically a society which has airlines, cruise lines, hotels and travel agents in it and they can offer you exclusive deals. They also need to be well qualified and so you know that by choosing a travel agent in the society you will be getting the best service possible.

If you are still unsure about a travel agency then feel free to ask them as many questions as you like. They should be able to answer them politely and satisfy your curiosity too. You should be able to get a feel for what they do and how long they have been doing it and that will help you to decide whether or not to use their services.

Overall finding the right travel agent for you is essential if you want to end up travelling in style at discount prices. They make everything easier and they can book entertainment that you never even knew existed.


About the Author
Being particularly passionate about spanish culture and Spain, Kurt Schefken is writing a lot of summaries on the matter. Working on his reports such as http://www.alicante-spain.com/faq/cheap_flights.shtml ,he confirmed his skill on issues corresponding to cheap flights Spain and spanish culture.

Wednesday, August 22, 2007

Advice on buying Ireland Property

by John Everitt



Ireland is an island with almost 2,000 miles of coastline in Western Europe.

Ireland is divided into two parts: the independent Republic of Ireland and Northern Ireland, a territory of the United Kingdom.

The Irish are renowned for their warm welcome. This, together with the natural beauty and history of the island, make Ireland an unforgettable place to visit.

Population 4 million

Area - 70,300km²

Climate - Ireland is known as the Emerald Isle because of its lush countryside. It has a temperate climate and is cold and damp much of the year. Summer (May to September) is the warmest and driest season and is the best time to visit, though attractions can get crowded in July and August.

Getting There - Travelling to Ireland couldn't be easier with a wide range of ferry and airline connections. Ireland is served by 4 major airports and 3 ports of arrival for those wishing to travel by sea (ideal for visitors wishing to use their own car.

Living There - Citizens of the EU do not need a work permit to get a job in Ireland. Non EU citizens will need to enquire about work permit requirements for Ireland. Employment rates are high, earnings are above the EU average and the Irish economy continues to grow.

Property Market - Ireland has recently experienced a growth in the number of investors buying holiday homes in some of the country's most scenic areas.

Most British buyers are investing in a property to use as a holiday home.

Ireland has become a very desirable place to live, which means that property prices are quite high.

However, although property in Ireland is not cheap, it is still possible to find good value properties which could provide a reliable rental return.

One of the problems is the shortage of properties on the market in the most scenic locations.

All of Ireland is beautiful - but some of Ireland is under populated and less fashionable. These are the areas where real estate prices are still on the low side, where bargains are still possible and remain a valuable investment.

Popular Areas - Property prices in many of the tourist hotspots rose last year between 8-9%. Dublin and Cork in particular are still very popular with overseas buyers.

For those who want to invest in a holiday home to let when not in use, the letting potential of properties located in areas such as West Cork, Kerry, Connemara or quaint port towns such as Killibegs, is good.

A four bed roomed house with good sea views could expect to take in 1000euros per week in the summer season.

These guidelines are meant for guidance only and describe a straightforward purchase scenarios. However this information is not meant to replace proper legal advice, which we always insist you take.



About the Author
John Everitt is a consultant to Globespan European property portal. Please visit our estate agents directory and this Ireland property buyer's guide

Thursday, August 16, 2007

Cyprus - The Perfect Holiday Isle

by John Philips


Combining a wondrous blend of romance and ancient history, Cyprus is an island of varying inheritance, entertainment, and cosmopolitan cities in addition to a contemporary infrastructure. With a supreme climate, varying seasons, fresh air, welcoming people, and a sensitivity of custom in addition to history, it is a safe and breathtaking island.

The community are welcoming; they drive on the left and because of the island's protracted association with the British and considering that Cyprus is within the EU, mean that English is observed in all places. Brits may live, find employment and own property in Cyprus freely within the southern part. It has transformed into one of the incomparably fashionable destinations within the med.

A significant number of major commercial airlines link up Cyprus to the world through the international airports of Paphos and Larnaca. Larnaca Airport is busiest during May to November and has one terminal, while Paphos International Airport which serves the close by resorts of Limassol and Coral Bay, is positioned in the west of the island.

Due to the particular location of the island in the med the two Airports are always very busy. Suitably outfitted and organised both airports can contend with the tourist travel, especially when handling a really huge amount of daily and hourly flights throughout the summer.

Notwithstanding the brief autumn and spring seasons and gentle winters the prolonged summers are hot and dry with close to 300 days of sunshine a year ensuring the island basks in an enjoyable and healthy Mediterranean climate. Shifting seasons enhance the picturesque vistas and, with fresh air, welcoming people who have a perception of community and antiquity, plentiful, all year round sunshine and minor rainfall, Cyprus is a safe and friendly island.

From mid-May to mid-September the sun shines on a daily normal of around 11 hours and the coastal areas enjoy a balance to the hot, dry Mediterranean clime. Open coastal areas plus areas at high elevation can sometimes be beset by strong winds, but gales are, however, rare over Cyprus.

The island has many attractions, but, along with its colourful history, it is well known for the classical archaeological sites and countless churches, monasteries and mosques. All tastes are catered for with outstanding amusements, shopping, and water sports as well the many historic and mythological sites. The unspoilt country and numerous historic sites make a visit worthwhile. Experiencing these historic sites help visitors and tourists to gain a sense for the real Cyprus and the history that gives it its unique charm.

Ever since the European Community granted Cyprus full membership in May 2004, the island has rapidly achieved a status as popular choice of island to live on. Incidents of crime are very low and statically it is one of the securest, law abiding countries in Europe. Attributable to the mild and safe clime, Cyprus is not merely the ideal holiday site but also a commendable refuge to live. Cyprus is decidedly becoming the region to purchase real estate for vacations, retirement or investment with its temperate Mediterranean climate and high comfortable living standards.


About the Author
Find out more {a href="http://http://www.cyprus-travel-guide.com/all_inclusive_hotels_in_cyprus_article.html"}about Cyprus by visiting Cyprus-Travel-Guide.com where you will find related advice, tips and advice about this holiday paradise

Wednesday, August 8, 2007

A Second Home In Torrevieja Spain

By: Johnathan Bakers


Many people visit Torrevieja in the Alicante Region of Spain every year. Some of those people fall so in love with the destination they want to make it a permanent part of their life, and buy a property in the area. If you are considering the purchase of a Torrevieja property, the first thing to do is some on-foot research. Tour through the area and look at the various properties that are available for purchase and what benefits they offer.

Finding Torrevieja Property

Before you decide to buy a property you should make sure that you would really want to be in the area quite often. That means not just traveling in the best seasons of the year, but also visit the area in the off times. See if you still love it as much as you did in the better times of the year.

When you are planning those varied visits, don’t stay in a hotel. Instead rent an apartment and get a feeling for what it is really like to live in the city among the other residents. If you know of a few areas you are considering purchasing the property you should make a list and each time rent an apartment in one of those areas. You will get to see the various neighborhoods and possibly find some you like, and some you know you would not want to live in. Make notes of your findings. Talk to residents who are already in the area. They know what it is like to be there day after day.

Considerations Before Purchasing a Torrevieja Property

This is not something to jump into. A property purchase is a large decision that should not be taken on lightly. It may take months or even years to do all the research necessary to know exactly what you want. It’s worth it. It’s better to do too much research and have just what you want at the end, instead of purchasing a property and then realizing it is not everything you had hoped for.

While often when people consider a property purchase they think about what they want right then, you also need to look ahead. A property purchase is a long-term decision. Think about what you will need in the future. Make sure you are comfortable with the location’s proximity to shops, restaurants, and any other amenities that are important to you.

What shape is the property in? This is another major consideration when purchasing a property. Some are like new; others are going to need a lot of work before they will be a home you would be proud of. While you may be able to get a great deal on a home that needs a lot of tender loving care, are you really willing to do the work? If you would hire someone to do it, how much would that cost? The deal may not be as good in the end when these things are taken into consideration.


Focusing on latest news in Spain, Johnathan Bakers published largely for www.alicante-spain.com . His comments on Torrevieja property are published on his website .

Monday, August 6, 2007

Monte Carlo Tops Euro Real Estate Prices

by Henri Boulanger


Top end London property prices have risen again, and have overtaken Monte Carlo's property prices, according to recent reports.

While the future of London property prices remain good, there are some doubts if the increases can be sustained, and Monte Carlo remains the most expensive real estate for property that is priced in Euros.

Interest rates in the UK have been rising recently, and there is a danger of UK property prices generally falling, which could have an impact on the top end London market.

But Monte Carlo property prices are almost certain to rise in the short and medium term according to a Monte Carlo travel guide, and possibly to the level where the cost per square foot will exceed that of London.

'Three years ago there were around six hundred properties to rent or buy in Monte Carlo - that has declined since then to two hundred - but demand is as high as ever, pushing prices up more.', explain the travel guide.

With property prices in Monte Carlo the second highest in Europe and highest of all the countries that price their properties in Euros with one bedroom apartments after closing costs starting at around a million Euros, longer term the shortage of property in Monaco will be helped a new island being built off Monte Carlo, which will include new Monte Carlo hotels.

It's thought unlikely that the new island will reduce prices much overall though, despite the increase in the number of property units available as Monte Carlo is always in demand.

Monte Carlo property specialists believe that most new apartments will be sold to investors off plan well in advance of any building work starting.

'The problem with property in Monte Carlo is not the lack of buyers', they say, 'but more the lack of good properties for buyers to choose from. Hopefully the new island will address that. Everyone in Monaco is aware of how important the environment is thanks to Prince Albert's initiatives in pushing it up the political agenda, and any new developments will be low rise. With the good weather in Monaco expect to see plenty of solar panels on the roofs to make the buildings energy efficient'.

It is possible that the new island will be incorporated into future Monaco Grand Prix, which could give more overtaking opportunities.

One Monte Carlo property company reports that new enquiries are running at a high rate, with many buyers keen to buy now in case prices go up more, either for residency, or more commonly than before for investment.

In recent years the UK market has accounted for much of Monte Carlo's property price rises, as the number of buyers has increased to 40 per cent of the total market, but in recent months buyers from other European countries and from further afield, Australia and Canada in particular have been noticeable as an increasing trend towards Monte Carlo.


About the Author
A guide for Monte Carlo and Monaco, icluding typical property prices and hotels bookable via Expedia can be found at YourMonaco.com

Information about property and apartments for sale in Monaco can be found at monacoproperty.net

Friday, August 3, 2007

Reasons to Undertake Advanced Career TrainingBy

Roy Thomsitt

At first thought, undergoing advanced career training has one obvious, and maybe only, reason: to further your current career. Whether you are considering advanced real estate career training, medical career training, or advanced training for any other occupation, the likelihood is that furthering your current career is the motivation behind your move.

However, furthering your current career need not be the sole reason you may consider advanced career training. Furthermore, there may be good reasons for undertaking such training you have not even thought of. In fact, there are both positive (offensive) and negative (defensive) reasons for considering, and undertaking, advanced career training. All of these are discussed in this article.

Positive Reasons For Taking Advanced Career Training

When one thinks of advanced career training, then it is the positive reasons for such training that are mostly likely to come to mind, such as:

1. To increase chances of promotion by taking training courses that prepare you for the next level, such as office manager in a real estate business or extra medical training to become a surgeon.

2. To keep up to date with developments in your area of expertise, to enable you to do a better job and, for example, treat customer or patients better.

3. Specialist training in a part of your current career that will enable you to specialise in that particular aspect of your work.

4. Completing training courses successfully in your field can look good on your resume, if the training is relevant and in demand.

5. You may want to have a career change for which particular training is necessary in preparation.

Negative Reasons For Taking Advanced Career Training

One could argue that any career training is positive, and in a way that is true. Growth in knowledge and skills is always a positive development of self. However, in the context of long term career, training can have a defensive element which could be construed as a negative reason to undergo advanced training.

Here are some of the reasons advanced career training may help you defensively.
1. If you take the initiative to train in and acquire in demand or rare skills, then if there is any constriction in the employee numbers with your current employer, then you are less likely to face redundancy.

2. If ever you are made redundant, then your increased skill base, coming from your advanced training, should improve your chances of getting a job quickly.

3. The better and more up to date and in demand your skills and, knowledge and training, the better equipped you are to become freelance, start your own business and take more risks in taking a leap forward in your career.

It is wise to see advanced career training as an integral part of career development and continuing education. When you reach key points in your career, you will then always be better prepared for whatever may come along. Those who do not develop themselves over the years, are the most vulnerable to long term or even permanent unemployment.

This advanced career training article was written by Roy Thomsitt, owner and part author of the Routes To Self Improvement website.

NU U, an exciting devlopment in ezines. Our new Self improvement ezine in audio. Sign up now for regular audios on subjects such as meditation, self esteem, shyness and many more self improvement topics.

Tuesday, July 17, 2007

Monaco Studio Breaks The Million Euro Level

by Roger Munns


While much of Europe could be on the edge of a property price recession, Monaco it seems knows no limits for her prices.

Prices have risen consistently in recent years, to the point where it overtook London early in 2007 to become the most expensive location in the world for real estate, with London overtaking Monaco again recently.

The studio is just 43m2 in size with a 15m2 terrace, and located in Jardin Exotique, an area of Monaco that becomes behind better known Monte Carlo and Fontvieille in popularity for potential Monaco property buyers.

Monte Carlo has traditionally been the first area most people ask for as it is so well known, while Fontvieille, which has its own harbour and hosts the annual Monaco Yacht Show is popular among business people as the heliport is based there.

Jardin Exotique is the highest area in Monaco, and most apartments enjoy good Mediterranean views.

Monaco is due to invest heavily in Jardin Exotique's infrastructure in the near future, making property there attractive to investors looking for property appreciation. Overall, it is possible that Monaco property prices could overtake London again in the coming months.

Monaco property prices are almost certain to rise in the short and medium term according to a Monaco travel guide, and possibly to the level where the cost per square foot will exceed that of London.

'Three years ago there were around six hundred properties to rent or buy in Monaco - that has declined since then to two hundred - but demand is as high as ever, pushing prices up more.', explain the travel guide.

With property prices in Monaco the second highest in Europe and one bedroom apartments after closing costs starting at around a million Euros, longer term the shortage of property in Monaco will be helped a new island being built off Monte Carlo.

It's thought unlikely that the new island will reduce prices much overall though, despite the increase in the number of property units available as Monaco property is always in demand.

Monaco property specialists believe that most new apartments will be sold to investors off plan well in advance of any building work starting.

'The problem with property in Monaco is not the lack of buyers', they say, 'but more the lack of good properties for buyers to choose from. Hopefully the new island will address that. Everyone in Monaco is aware of how important the environment is thanks to Prince Albert's initiatives in pushing it up the political agenda, and any new developments will be low rise. With the good weather in Monaco expect to see plenty of solar panels on the roofs to make the buildings energy efficient'.

It is possible that the new island will be incorporated into future Monaco Grand Prix, which could give more overtaking opportunities.

One Monaco property company reports that new enquiries are running at a high rate, with many buyers keen to buy now in case prices go up more, either for residency, or more commonly than before for investment.

In recent years the UK market has accounted for much of Monaco's property price rises, as the number of buyers has increased to 40 per cent of the total market, but in recent months buyers from other European countries and from further afield, Australia and Canada in particular have been noticeable.


About the Author
Monte Carlo and Monaco Real Estate are available at MonacoProperty.net

More information about Monaco and Monte Carlo which borders France including how to learn French are at YourMonaco.com

Friday, July 6, 2007

Andorra Real Estate 2007 Gets Tax Haven Boost

by Paul la Vella

More demand for residency in the European tax haven of Andorra has increased significantly in recent years, as rival tax haven Monaco has seen her property prices rise significantly.

And while property prices in Andorra have increased significantly as well, particularly in the last three years, it started from a much lower base than Monaco, and a property in Andorra still costs less than a quarter of that of Monaco.

The lowest price property in Andorra is currently a 38m2 studio apartment at 145,000 Euros, while in Monaco a 30m2 studio with a 7m2 balcony is on the market for 720,000 Euros.

Similarly, a three bedroom two bathroom 100m2 apartment in Andorra's prime ski village of Soldeu is being marketed at 395,000 Euros, while in Monaco 2,500,000 Euros is being asked for a slightly larger 108m2 two bedroom apartment in the Fontvieille district of the principality.

As well as lower cost property, Andorra has the added advantage over Monaco of lower closing costs - while Monaco is in double digits Andorra's is around six per cent.

One of the reasons for Monaco's soaring property prices has been the lack of new buildings and properties in recent years. Although some new building is currently taking place, the apartments will be for Monaco citizens rather than incoming residents, ensuring key workers can live as well as work in their home country.

A new island is planned to be built off Monte Carlo which will add housing stock for new residents, but this could be as much as ten year before it is ready.

The tax benefits of Andorra compare very well Monaco, with private banking, income and inheritance tax at zero, security and privacy achieved for high net worth individuals in both.

Buying a property in Andorra is often seen as a route to residency, which entitles people to live in Andorra and benefit from her tax haven status. Many potential buyers stay in one of the hotels in Andorra while on a property inspection trip.

To obtain residency in Andorra, applications need to be submitted in Catalan. A notarised copy of the applicants passport, birth certificate and a certificate of good conduct from the home country are submitted at the same time. According to local travel guide YourAndorra.com residency normally takes between three and six months to be approved.

Once residency is granted, residents are supposed to spend six months a year in Andorra, but this isn't policed.

One of the drawbacks for those looking to become a resident in a tax haven when considering Andorra has been that the country has no airport of its own, and is unlikely to have ine future given that it is located in the Pyrenees. The nearest airports are Barcelona and Toulouse.

Recent improvements in the road from Barcelona to Andorra though have cut the travelling time by some thirty minutes to two hours fifteen minutes from Barcelona airport to Andorra's capital, Andorra la Vella.


About the Author
More details about property for sale in Andorra can be found at YourAndorra.com

Andorra is a well known European ski area, and as well as property the guide has Crystal Ski holiday news, with reviews of the new blackjack ski run, a map of Andorra and the weather for the ski resorts.

Monday, June 25, 2007

Caret Bay St Thomas

by Scott White


There is a hidden jewel in St Thomas called Caret Bay. Caret Bay is located on the lush tropical rainforest section of St Thomas. It is only two bays over from Megans Bay and one bay away from beautiful Hull Bay. Most tourists are very unfamiliar with this area of St Thomas. They typically rush to see the things that most tourists do. They travel to Megahans Bay and downtown for shopping.

New homes are being built in East Caret Bay. These homes are going to be built on land that sells for 250,000 so cost to build a home will be in the millions. It is certainly a great area to be in. So far none of the lots are sold because the real estate market is somewhat down. But they will be a very good investment in a few years.

Caret Bay is home to many locals. Homes range from 200,000 to the multi millions. Most homes offer water front views and have been owned by the same families for many years. You will find the locals to be very friendly, courteous and helpful.

Wouldn't it be great if tourists could see all of what St Thomas has to offer, including Caret Bay? You can rent some beautiful Caret Bay Villas on the North West section of the island. They include 14 luxury villa rentals and are waterfront property. There are 14 villa units varying in size. Some of the units are two bedrooms while others are four bedrooms. They all offer waterfront views and are very private.

What is great about the area of Caret Bay is the privacy and seclusion you get on the very busy Virgin Island. This is tough to come by on St Thomas as it is a very busy island. The population of the island is 50,000 but at any given day there could be two to seven cruise ships in. This increases the population of the island by up to one hundred percent. Most tourists do not even know that Caret Bay exists. Some of the local taxi cab drivers take many of the cruise ship tourists by cab up to the North side of the island because of its beauty. This is really nice because some people will get to see the beautiful side of Caret Bay.

Some other interesting things to do in Caret Bay are surfing. The waves come in from the north and can be quite large. Many locals will rush to the beaches when a North swell comes in. It is great fun just to watch them all riding in the waves. Some of them are really nice and will give you lessons while other surfers do not want you stealing their waves.

St Thomas is a small island of about forty two square miles. The roads are windy and very hilly. Driving to Caret Bay from the airport could take you minutes just to go a few miles. This is because the roads do not go straight like the crow flies but instead go up and down and wind along the hillside. If you left Caret Bay and wanted to go to the East end of the island the trip could take you more than an hour to get there. That is a long drive for a tiny island.

The sunrises are absolutely phenomenal in Caret Bay. It is really stunning to see the sun come up every morning at seven AM, the sun is really strong. They also get beautiful rainbows over the bay which is awesome. Then there is sunset to the west which is breathtaking.

Now is a great time to invest in this hidden jewel. If you are interested in some property you might want to speak to a local real estate agent to see what is available. Because the real estate market has simmered down just about everywhere you could probably get a really good deal. The property would most definitely increase in value over a short period of time.

Another unbelievable feature is the aquamarine water that is right outside your door. The water is truly amazing and cannot even be described. The temperature of the water never goes below seventy eight degrees. That is pretty warm water.

So consider Caret Bay the next time you are on vacation when in St Thomas. It is really a very pristine, untouched part of the island that you will most definitely enjoy. And if you are in the market to purchase a home, land or both then you should most definitely consider that area of the island.


About the Author
Villa Nicoletta is located in Caret Bay. If you're looking for Caret Bay Villas for rent then this is the luxury villa for you.

Friday, June 15, 2007

No Snow Drops Andorra Tourist And Property Numbers

by Roger Munns


Having spent tens of millions of Euros on new and improved facilities for skiiers, European country Andorra was looking forward to a good 2007 season, increasing the near ten million tourists that have been visiting in previous years.

But the one thing the country really needs to entice ski tourists hasn't been coming - snow.

Over the last decade Andorra has been blessed with an abundance of snow, making for perfect ski conditions. But while the snow has started falling as early as the last week of October in previous years, none has fallen so far for the 2007 ski holiday season.

'The snow making machines have been working overtime since the beginning of the season', comment a local travel guide, continued 'They have allowed a depth of around 20cm of snow for popular Andorra ski resorts like Soldeu, but while it's an effective substitute for many skiiers it's still not the real thing. It's allowing skiing for people who booked their holidays a while ago, but last minute bookings are well down as people read the ski reports and head elsewhere this year.'

Press reports in the UK, Andorra's top market, have indicated that some tour operators have already cut their prices, some by nearly 50 per cent, to entice the skiiers back to the Principality.

'It really is the market for later in the season that's in danger of being hit', say the guide, 'If they see now there isn't much snow in Andorra this will influence their booking even though it could be a different story altogether when they get to go on their ski holiday'.

The ski tourist is also an important factor for the real estate agents in Andorra, with a percentage wanting to buy a holiday home after a visit.

'So far there has been little change in the demand', claim an Andorra property company who specialise in Andorra property for sale, 'A lot of the buyers at the moment are those who visited last year, but it might have some impact from mid October onwards 2007'.

Andorra Real Estate

Buying a property in Andorra is often seen as a route to residency, which entitles people to live in Andorra and benefit from her tax haven status.

To obtain residency in Andorra, applications need to be submitted in Catalan. A notarised copy of the applicants passport, birth certificate and a certificate of good conduct from the home country are submitted at the same time. Residency normally takes between three and six months to be approved.

Once residency is granted, residents are supposed to spend six months a year in Andorra, but this isn't policed.

One of the drawbacks for those looking to become a resident in a tax haven when considering Andorra has been that the country has no airport of its own, and is unlikely to have ine future given that it is located in the Pyrenees. The nearest airports are Barcelona and Toulouse.

Recent improvements in the road from Barcelona to Andorra though have cut the travelling time by some thirty minutes to two hours fifteen minutes.


About the Author
YourAndorra.com provides a guide for Andorra including Thomson ski holidays and other Andorra skiing holidays

Friday, June 8, 2007

Property In Malta Rising Fast Before Euro Introduced

by Michael Johnson

Villa and apartment investors have done well on the Mediterranean island in recent years, with good annual increases in prices over the last ten years.

But with EU membership now two years old, and questions last year about Malta staying as a mainstream holiday destination, future potential became questionable.

Estate agents on the island though seem fairly confident that the rises will continue for a while yet. At the beginning of the year two leading international estate agents predicted ten per cent inflation for 2007.

One factor that investors could be taking into account when looking at the possibility of buying a property in Malta is that Malta is joining the Euro at the end of the year - something that has caused other countries real estate market to gather pace in the past.

Malta's low taxes are also inceasingly attracting new residents this year. With tax at less than half of many other EU countries, buying real estate in Malta often makes economic sense, as well as being a home in the Mediterranean for many.

Buyers from the UK in particular often cite Malta's low tax regime as one of their primary motives for moving to the island.

Visitor numbers for Malta have been encouraging for 2007, with rises on 2006 for each of the first three months of the year. March showed a ten per cent increase. An increased pool of visitors will almost certainly translate into more sales from overseas, with a knock on effect on housing prices.

European Property Investors

Ryanair's new routes from London and Dublin to Malta have proved a success both for the airline and for the island since the launch in November of their Luton flights. Initial estimates of an extra 80,000 tourists due to Ryanair might be much lower than the true figure when results are published. Reports suggest that Ryanair might be considering further cheap Malta flight deals from different destinations. Whether this will be from the UK or elsewhere isn't clear yet.

But hopes that popular low cost airline easyJet would provide further impetus for the Malta holiday trade seems to have been dashed with reports in the island's press that talks have stalled, and a proposed London Gatwick route has been shelved.

A new low cost London Gatwick route would have provided competition for the island's national airline, Air Malta, and possibly have reduced the cost of flying to Malta further.

Air Malta, the island's national airline, has run a successful campaign to sell seats, and has opened up a new route from the North-West of England, flying from Liverpool's John Lennon Airport.

The advantage Malta has for UK and Irish visitors is that they drive on the same side of the road and English is spoken, and for non British Isles visitors Malta has well known language schools where they can learn English.

A 2 bedroom apartment in the popular Malta holiday resort of Qawra is currently on the market for LM 72,000, and a three bedroom two bathroom apartment in equally popular Mellieha for LM 138,000 negotiable.

'With lower fares, Malta becomes a destination viable for 3 and 4 days trips a few times a year from the UK, and that will attract buyers to look at Malta in the same way they do France and Spain when considering where to buy a holiday home abroad. The weather in Malta and low fares could be a magnet for buyers', commented one local travel guide recently,
There is a warning however from some that property prices on the island might not necessarily escalate in the same way that regions of France have seen when low cost airlines have started flying to their districts.

About the Author

More information about Malta is available from on-line Malta guide YourMalta.com
Included is a Malta map and information for real estate investors and Malta property
cheap Malta flight

Sunday, June 3, 2007

International Property Investment Hotspots

by Mark Walters

Property investment is one of the securest, and most recession proof methods of investing. However, many personal investors limit their portfolio by looking close to home.
Many investors have made millions. British investors started investing in Spain in the late 1990s. Now, many of those properties, purchased for less than $50 000 are now worth more than 1m.

At first glance, many new real estate investors are attracted to hot spots. Unfortunately, many areas, like the Black Sea coast are over developed, or where construction is a full time nuisance.
Spain is another long time hotspot. However, things cooled last summer when more than 100 new homes were sold to retired foreign residents for more than $200 000 each. Within months the government demanded they be demolished because they were built on rural land, not zoned for residential development.

Bulgaria is another 'worn out' hotspot. Property investors need to be willing to hunt down good deals. It was the 'hot spot' for property investors until it lost its appeal due to over construction.
The price quality ratio is out of balance in Bulgaria, especially in places like Sofia. A savvy investor can still find a good deal in a prime location, but the imploding population is causing concerns. Investors are worried that no one will rent the 3-4 bedroom "luxe" apartments in a country where the social trend is leaning toward childless couples. There is a risk that the supply will soon exceed the demand.

Investor analysts still suggest that a good location will generate more profit when rented to American tourists. The devaluation of the US dollar makes unusual tourist areas more attractive. US travel agencies now report a steady interest in both Bulgaria and Romania. They cite diversity of entertainment, and low cost air fair to many Baltic states by German and US airlines.

This means that investors who are looking for long term profits may find that a bed and breakfast, or renting to tourists, will earn a profit in the interim, while protecting their equity.
Arlette Adler from the Federation of Overseas Property Developers, Agents and Consultants (FOPDAC), claims that Bulgaria's property market has reached saturation levels. This means that there are still some deals for first time buyers hoping to invest abroad, but little for the serious investor.

"The more serious buyer is looking at [other eastern European] countries and considering them," said Adler.

"The thing that is bothering many of us [about Bulgaria] is that they are building all over the place," she added.

Specialist house TRI Investments warned property investors to avoid European holiday destinations such as Bulgaria, France and Italy.

FOPDAC also announced that the emerging markets in Croatia, Montenegro and the Czech Republic may offer fast profits for daring investors.

South Africa remains a hotspot for investors who are willing to put some effort into building their portfolios. However, no one has to step in blind. Experts are suggesting that investing is moving beyond South Africa. Growth in other areas of Africa is precarious, but promising. The risks are higher, as is the potential for profit.

Investors who want to minimize risk are following the lead of the large property management companies in South Africa, taking advantage of their 'inside' knowledge of the continent and its growth trends.

About the Author
Mark Walters is a third generation entrepreneur and author. He offers free training and investing videos designed to speed you towards financial independence at http://www.CashFlowInstitute.com

Wednesday, May 30, 2007

Property Price Rises Hit 2007 Black Ice In Andorra

by Paul la Vella

Houses and ski apartments in Andorra, second only to Monaco in popularity among Europe's tax havens, have risen consistently over the last decade by an average of ten per cent a year, and in the last two years by over fifteen per cent.

But a lack of snow and tourists in December and January has stopped the rise in its tracks, according to Andorra property companies.

'We normally seen an influx of buyers from the first week of December through to mid April who want to buy ski apartments, but it has been very slow this year,' they comment, adding 'It's been an unusual ski season as there was next to no snow between December and mid January. A lot of tourists, some of whom end up buying a property in Andorra, delayed their visit or went elsewhere.'

Andorra has unusually high demand for property as there are three streams of buyers:
An active local market, international buyers looking for residency in a tax haven that offers residents a zero rated tax rate, and second home buyers looking for Andorra skiing holiday property.

And it is the second home buyers, mainly for ski properties, that has seen the Andorra property market stopped in its tracks - for six weeks at least.

One of the highest rises in recent years was the 19 per cent increase in property values in 2005, with the 2006 increase expected to be not far behind at around 15 per cent.

Andorra Real Estate

As well as being a top ski destination, Andorra is also a tax haven, with many people moving to the country to benefit from her income tax free status.

Buying a property in Andorra is often seen as a route to residency, which entitles people to live in Andorra and benefit from her tax haven status.

To obtain residency in Andorra, applications need to be submitted in Catalan. A notarised copy of the applicants passport, birth certificate and a certificate of good conduct from the home country are submitted at the same time. According to a local travel guide residency normally takes between three and six months to be approved.

Once residency is granted, residents are supposed to spend six months a year in Andorra, but this isn't policed.

One of the drawbacks for those looking to become a resident in a tax haven when considering Andorra has been that the country has no airport of its own, and is unlikely to have ine future given that it is located in the Pyrenees. The nearest airports are Barcelona and Toulouse.
Recent improvements in the road from Barcelona to Andorra though have cut the travelling time by some thirty minutes to two hours fifteen minutes.

'Given the tax advantages Andorra has', note the Andorra guide, 'A two and a quarter hour trip to the nearest international airport could be viewed as a small price to pay for those who will be saving substantial amounts of money in tax.'

About the Author
YourAndorra is a travel guide for Andorra, and includes hotels in Andorra, the ski resorts, late deals for Andorra holidays , a map, how to get to Andorra, and the latest Andorra weather

Tuesday, May 8, 2007

Euro Ski Slump Turns Andorra Family Friendly For 2008 Season

by Paul la Vella

European ski holiday country Andorra has transformed her holiday image over the last 20 years from a 'poor man's Switzerland' to a fully functional ski country able to compete with other European countries during the December to April European ski season.

So successful has the transformation been that nearly ten million tourists visit the country each year, with a blip this year after later than normal snow fall.

And for next year's ski season Andorra has opened a new family friendly ski park in Arinsal, moving away further still from her old image of a cheap and cheerful ski holiday for 18-30 year olds to one that caters well for all.

The snow park includes a conveyor belt and a game zone, designed to give children confidence before they ski and use the chair lifts.

Well known ski villages in Andorra include Soldeu and Ordino as well as Arinsal.

Other new developments in Andorra for the 2007 ski season include a 540 space underground car park in La Massana close to the cable car, and an extension of the beginners area in Arinsal.
Commenting on the new facilities, an Andorra travel guide claims that the investment in Andorra's infrastructure is ongoing, and will allow Andorra to compete with other ski areas in Europe for years to come.

Looking Forward

As well as being a top ski destination, Andorra is also a tax haven, with many people moving to the country to benefit from her income tax free status.

Property prices have risen dramatically over the last ten years, and according to Andorra real estate specialists two bedroom apartments now start from around 250,000 Euros.

Buying a property in Andorra is often seen as a route to residency, which entitles people to live in Andorra and benefit from her tax haven status.

To obtain residency in Andorra, applications need to be submitted in Catalan. A notarised copy of the applicants passport, birth certificate and a certificate of good conduct from the home country are submitted at the same time. Residency normally takes between three and six months to be approved.

Once residency is granted, residents are supposed to spend six months a year in Andorra, but this isn't policed.

One of the drawbacks for those looking to become a resident in a tax haven when considering Andorra has been that the country has no airport of its own, and is unlikely to have in the future given that it is located in the Pyrenees. The nearest airports are Barcelona and Toulouse.
But recent improvements in the road from Barcelona to Andorra though have cut the travelling time by some thirty minutes to two hours fifteen minutes.

'Given the tax advantages Andorra has', note the travel guide, 'A two and a quarter hour trip to the nearest international airport could be viewed as a small price to pay for those who will be saving substantial amounts of money in tax. Especially when you consider that their properties could be rising in value quite significantly in the years to come, and for those who like skiing it's a holiday and tax haven rolled into one.'

About the Author
For more details about Andorra, including the Soldeu ski resort, hotels and expedia ski holidays visit YourAndorra.com

Friday, May 4, 2007

Arizona Real Estate: Looking For Paradise - Try Arizona's Valley

By Reg Gustin

Always Entertaining – Always Fun – Great Place to Live Arizona has become a Mecca for anyone looking for opportunity – whether it’s a chance to find a great job, a nice home, enjoy beautiful weather, or an opportunity to partake in the amazing scenery, there’s something for everyone. Arizona has seen a phenomenal growth in population over the past decade. Arizona attracts millions of visitors each year, and as these visitors realize the unique opportunities in Arizona, they come back to stay.

Arizona has grown into quite the entertainment capital. If you like professional sports, you’ll find lots of options in Phoenix. There are professional sports teams for baseball, basketball, football, Women’s basketball, even hockey. Arizona is also the sight of spring training for a number of professional baseball teams. For the true baseball fanatic, there’s nothing more fun than taking in several preseason baseball games, while also getting a little sun and breaks from dreary winter.

Arizona is a golfer’s paradise. With over 325 golf courses you can find a tee time whenever you’d like. In fact, Arizona has 100 golf courses that are rated as some of the best courses in the world. There are two tournaments sponsored by the PGA and LPGA each year. Golf tournaments are a major draw for tourists. Of course, one of the prime draws to Arizona is the incredible natural environment. Not only can you count on incredible sunny days, but you have some of the most scenic, unsurpassed parks in the world. Arizona, the Grand Canyon state, offers truly spectacular vistas, with opportunities, to hike and rock climb.

Arizona is a little bit like Brigadoon – visitors fall in love with the open beauty, the incredible weather, the friendly people and the endless choices of entertainment. As a result, the population just keeps skyrocketing. And real estate sales are keeping pace with the influx of people. In fact, Arizona may see steady increases in home prices, but it still represents one of the most affordable places to live. For families that have been priced out of the home market in other parts of the country, Arizona can be a haven. New home buyers are finding homes that are not only affordable, but that their money goes further than ever. You’re able to more house for your money than almost any other major metropolitan area.

Central Arizona offers visitors and residents a great deal of diversity. The population of the area is diverse and balanced. There are many employment opportunities for highly educated and for blue collar employees and lots in between. This valley might not be the land of milk and honey, but it certainly offers people a rare opportunity to own a home, start a new life, find amazing career and live in an area that offers great diversity and entertainment.

Reg Gustin is a senior loan officer with Sun American Mortgage and specializes in helping families and their financial lending needs. Click here and get a free copy of The Greater Phoenix Area Housing Appreciation Report, as compiled by Arizona State University with your free subscription to his monthly ezine, Arizona Fun Facts.

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